Terms & Conditions

The views, opinions, forecasts, and statements made by our hosts and guests are the personal views of those respective individuals and may or may not be either endorsed or accepted by China Money Network or the companies with which these individuals are employed. All views expressed in the programs or on the website are for educational and informational purposes only, and are not intended as investment advice you should be utilizing without the expert support of investment advisers. We shall use the words "Website" and "Platform" interchangeably.

While this site does not usually endorse or recommend any commercial products, services, company stocks, or investments, this website and its podcast episodes may from time to time accept advertising and sponsorship. The use of any trade, firm, or corporation name is for the information and education of the listening public, and the mention of any of the above on the site does not necessarily constitute an endorsement, recommendation, or favoring by China Money Network. In the event we discuss a product from a sponsor or advertiser on our audio and/or video episodes, we will clearly state that it is a sponsor or advertiser. Any use or purchase of the product by the listener and/or viewer is done in accordance with the terms and conditions provided by the sponsor or advertiser, and China Money Network relieves itself of all liabilities associated with use, abuse, purchase or demonstration of a product or service affiliated with a sponsor or advertiser.

ChinaMoneyNetwork.com (the "Site") is an online service subject to your compliance with the terms and conditions set forth below.

PLEASE READ THIS DOCUMENT CAREFULLY BEFORE ACCESSING OR USING THE SITE. BY ACCESSING OR USING THE SITE, YOU AGREE TO BE BOUND BY THE TERMS AND CONDITIONS SET FORTH BELOW. IF YOU DO NOT WISH TO BE BOUND BY THESE TERMS AND CONDITIONS, YOU MAY NOT ACCESS OR USE THE SITE. ChinaMoneyNetwork. MAY MODIFY THIS AGREEMENT AT ANY TIME, AND SUCH MODIFICATIONS SHALL BE EFFECTIVE IMMEDIATELY UPON POSTING OF THE MODIFIED AGREEMENT ON THE SITE. YOU AGREE TO REVIEW THE AGREEMENT PERIODICALLY TO BE AWARE OF SUCH MODIFICATIONS AND YOUR CONTINUED ACCESS OR USE OF THE SITE SHALL BE DEEMED YOUR CONCLUSIVE ACCEPTANCE OF THE MODIFIED AGREEMENT.

1. Copyright, Licenses and Idea Submissions.

Domestic and International copyright and trademark laws protect the entire contents of the Site. The owners of the intellectual property, copyrights and trademarks are ChinaMoneyNetwork, its affiliates or other third party licensors. YOU MAY NOT MODIFY, COPY, REPRODUCE, REPUBLISH, UPLOAD, SELL, RESELL, STORE, AGGREGATE, MONITOR, POST, TRANSMIT, OR DISTRIBUTE, IN ANY MANNER, THE MATERIAL ON THE SITE, INCLUDING TEXT, GRAPHICS, CODE AND/OR SOFTWARE. You may print and download portions of material from the different areas of the Site solely for your own non-commercial use provided that you agree not to change or delete any copyright or proprietary notices from the materials. You agree to grant to ChinaMoneyNetwork.com a non-exclusive, royalty-free, worldwide, sub-licensable, perpetual license, with the right to sub-license, to reproduce, distribute, transmit, create derivative works of, publicly display and publicly perform any materials and other information (including, without limitation, ideas contained therein for new or improved products and services) you submit to any public areas of the Site (such as bulletin boards, forums, comments and newsgroups) or by e-mail to ChinaMoneyNetwork.com by all means and in any media now known or hereafter developed. You also grant to ChinaMoneyNetwork.com the right to use your name in connection with the submitted materials and other information as well as in connection with all advertising, marketing and promotional material related thereto. You also grant to ChinaMoneyNetwork.com the right to republish and own full rights to any articles, commentaries, or stories submitted to ChinaMoneyNetwork.com that we either pay you or you provide without charge or you provide for a barter or exchange of services. You agree that you shall have no recourse against ChinaMoneyNetwork.com for any alleged or actual infringement or misappropriation of any proprietary right in your communications to ChinaMoneyNetwork.com or any of its sites.

2. Trademarks.

Any names of ChinaMoneyNetwork.com or its Web sites, publications, products, content or services referenced herein or on the Site are the exclusive trademarks or servicemarks of ChinaMoneyNetwork, including the "look" and "feel" of the Site, ChinaMoneyNetwork’s color combinations, layout, and all other graphical elements. Any use of ChinaMoneyNetwork’s trademarks is strictly prohibited without the express permission from ChinaMoneyNetwork.com Other product and company names mentioned in the Site may be the trademarks of their respective owners.

3. Use of the Site.

You understand that, except for information, products or services clearly identified as being supplied by ChinaMoneyNetwork, ChinaMoneyNetwork.com does not operate, control or endorse any information, products or services on the Internet in any way. Except for ChinaMoneyNetwork- identified information, products or services, all information, products and services offered through the Site or on the Internet generally are offered by third parties that are not affiliated with ChinaMoneyNetwork. You also understand that ChinaMoneyNetwork.com cannot and does not guarantee or warrant that files available for downloading through the Site will be free of infection or viruses, worms, Trojan horses or other code that manifest contaminating or destructive properties. You are responsible for implementing sufficient procedures and checkpoints to satisfy your particular requirements for accuracy of data input and output, and for maintaining a means external to the Site for the reconstruction of any lost data.

In connection with your use of the Site, you agree you will not:

a) Transmit any message, information, data, text, software or images, or other content ("Material") that is unlawful, harmful, threatening, abusive, harassing, torturous, defamatory, vulgar, obscene, libelous, or otherwise objectionable that may invade another’s right of privacy or publicity;

b) Impersonate any person or entity, including but not limited to, an ChinaMoneyNetwork.com official, forum leader, guide or host or falsely state or otherwise misrepresent your affiliation with a person or entity;

c) Post or transmit any Material that you do not have a right to reproduce, display or transmit under any law or under contractual or fiduciary relationships (such as nondisclosure agreements);

d) Post or transmit any Material that contains a virus or corrupted data;

e) Delete any author attributions, legal notices or proprietary designations or labels that you upload to any communication feature;

f) Use the Site’s communication features in a manner that adversely affects the availability of its resources to other users (e.g., excessive shouting, use of all caps, or flooding continuous posting of repetitive text);

g) Post or transmit any unsolicited advertising, promotional materials, "junk mail", "spam,""chain letters," "pyramid schemes" or any other form of solicitation or any non-resume information such as opinions or notices, commercial or otherwise;

h) Violate any applicable local, state, national or international law;

i) Upload or transmit any Material that infringes any patent, trademark, trade secret, copyright or other proprietary rights of any party; or

j) Delete or revise any Material posted by any other person or entity.

YOU ASSUME TOTAL RESPONSIBILITY AND RISK FOR YOUR USE OF THE SITE AND THE INTERNET. ChinaMoneyNetwork.com PROVIDES THE SITE AND RELATED INFORMATION "AS IS" AND DOES NOT MAKE ANY EXPRESS OR IMPLIED WARRANTIES, REPRESENTATIONS OR ENDORSEMENTS WHATSOEVER (INCLUDING WITHOUT LIMITATION WARRANTIES OF TITLE OR NONINFRINGEMENT, OR THE IMPLIED WARRANTIES OF MERCHANTABILITY OR FITNESS FOR A PARTICULAR PURPOSE) WITH REGARD TO THE SERVICE, ANY MERCHANDISE INFORMATION OR SERVICE PROVIDED THROUGH THE SERVICE OR ON THE INTERNET GENERALLY, AND ChinaMoneyNetwork.com SHALL NOT BE LIABLE FOR ANY COST OR DAMAGE ARISING EITHER DIRECTLY OR INDIRECTLY FROM ANY SUCH TRANSACTION. IT IS SOLELY YOUR RESPONSIBILITY TO EVALUATE THE ACCURACY, COMPLETENESS AND USEFULNESS OF ALL OPINIONS, ADVICE, SERVICES, MERCHANDISE AND OTHER INFORMATION PROVIDED THROUGH THE SERVICE OR ON THE INTERNET GENERALLY. YOU UNDERSTAND FURTHER THAT THE INTERNET CONTAINS UNEDITED MATERIALS SOME OF WHICH ARE SEXUALLY EXPLICIT OR MAY BE OFFENSIVE TO YOU. YOU ACCESS SUCH MATERIALS AT YOUR RISK. ChinaMoneyNetwork.com HAS NO CONTROL OVER AND ACCEPTS NO RESPONSIBILITY WHATSOEVER FOR SUCH MATERIALS.

LIMITATION OF LIABILITY

IN NO EVENT WILL ChinaMoneyNetwork.com BE LIABLE FOR (I) ANY INCIDENTAL, CONSEQUENTIAL, OR INDIRECT DAMAGES (INCLUDING, BUT NOT LIMITED TO, DAMAGES FOR LOSS OF PROFITS, BUSINESS INTERRUPTION, LOSS OF PROGRAMS OR INFORMATION, AND THE LIKE) ARISING OUT OF THE USE OF OR INABILITY TO USE THE SERVICE, OR ANY INFORMATION, OR TRANSACTIONS PROVIDED ON THE SERVICE, OR DOWNLOADED FROM THE SERVICE, OR ANY DELAY OF SUCH INFORMATION OR SERVICE. EVEN IF ChinaMoneyNetwork.com OR ITS AUTHORIZED REPRESENTATIVES HAVE BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES, OR (II) ANY CLAIM ATTRIBUTABLE TO ERRORS, OMISSIONS, OR OTHER INACCURACIES IN THE SERVICE AND/OR MATERIALS OR INFORMATION DOWNLOADED THROUGH THE SERVICE. BECAUSE SOME STATES DO NOT ALLOW THE EXCLUSION OR LIMITATION OF LIABILITY FOR CONSEQUENTIAL OR INCIDENTAL DAMAGES, THE ABOVE LIMITATION MAY NOT APPLY TO YOU. IN SUCH STATES, ChinaMoneyNetwork’S LIABILITY IS LIMITED TO THE GREATEST EXTENT PERMITTED BY LAW.

4. Equipment.

You shall be responsible for obtaining and maintaining all telephone, computer hardware and other equipment needed for access to and use of the Site and all charges related thereto.

5. Indemnification.

You agree to indemnify, defend and hold harmless ChinaMoneyNetwork, its officers, directors, employees, agents, licensors, suppliers and any third party information providers to the Site from and against all losses, expenses, damages and costs, including attorneys’ fees, resulting from any violation of this Agreement (including negligent or wrongful conduct) by you or your use and access of the Site.

6. Third Party Rights.

The provisions of paragraphs 3 (Use of the Site), and 5 (Indemnification) are for the benefit of ChinaMoneyNetwork.com and its officers, directors, employees, agents, licensors, suppliers, and any third party information providers to the Site. Each of these individuals or entities shall have the right to assert and enforce those provisions directly against you on its own behalf.

7. Term; Termination.

Either party without notice may terminate this Agreement at any time for any reason. The provisions of paragraphs 1 (Copyright, Licenses and Idea Submissions), 3 (Use of the Site), 5 (Indemnification), 6 (Third Party Rights) and 11 (Miscellaneous) shall survive any termination of this Agreement.

8. Special Admonitions for International Use.

Recognizing the global nature of the Internet, you agree to comply with all local rules including, without limitation, rules about the Internet, data, e-mail, or privacy. Specifically, you agree to comply with all applicable laws regarding the transmission of technical data exported from the United States or the country in which you reside.

9. Dealings with Third Parties.

Your participation, correspondence or business dealings with any third party found on or through the Site, regarding the payment and delivery of related goods or services, and any other terms, conditions, warranties or representations associated with such dealings, are solely between you and such third party. You agree that ChinaMoneyNetwork.com shall not be responsible or liable for any loss, damage or other matters of any sort incurred as the result of any such dealings.

10. Links.

The Site may provide, or third parties may provide, links to non-ChinaMoneyNetwork.com Because ChinaMoneyNetwork.com has no control over such sites and resources, you acknowledge and agree that ChinaMoneyNetwork.com is not responsible for the availability of such external sites or resources, and does not endorse and is not responsible or liable for any content, advertising, products, or other materials on or available from such sites or resources. You further acknowledge and agree that ChinaMoneyNetwork.com shall not be responsible or liable, directly or indirectly, for any damage or loss caused or alleged to be caused by or in connection with use of or reliance on any such content, goods or services available on or through any such site or resource.

11. Miscellaneous.

Any cause of action or claim you may have with respect to the Site must be commenced within one (1) year after the claim or cause of action arises or such claim or cause of action is barred. ChinaMoneyNetwork’s failure to insist upon or enforce strict performance of any provision of this Agreement shall not be construed as a waiver of any provision or right. Neither the course of conduct between the parties nor trade practice shall act to modify any provision of this Agreement. ChinaMoneyNetwork.com may assign its rights and duties under this Agreement to any party at any time without notice to you.

Any rights not expressly granted herein are reserved.

Some of the information on this Web site may contain projections or other forward-looking statements regarding future events or the future financial performance of ChinaMoneyNetwork.com We wish to caution you that these statements are only predictions and that the actual events or results may differ materially.

FOR ADVERTISERS, SPONSORS, and CLIENTS:
Client is responsible to provide its own artwork, images, graphics, copy, text, and any other materials required for the sponsorships, (the "Materials"). Any Materials submitted to Website must be in accordance with its sponsorship specifications and deadlines. All Materials are accepted "as is" by Website and any errors must be corrected by Client before submission to Website. All changes must be received by Website at least three business days before publication date. Client shall not expect changes to take effect unless a duly signed letter or email is sent by Website or its representatives to Client before the newsletter is published.

This agreement is the entire agreement between the parties with respect to this matter and this letter agreement, or any term of this letter agreement, may not be changed, modified or waived without a change by Website, with or without notice to Client. Client cannot assign its rights or delegate its duties under this Agreement.

RESTRICTIONS
Website reserves the right to refuse any sponsorship request or to cancel the campaigns that do not fulfill the obligations set in the invoice or agreement. Website reserves the right to make editorial changes to the sponsorship program and the frequency and placement of sponsorships for each sponsor. Website has the right to alter the sponsorship at any time with or without consent of Client. In such cases, Website will not be held liable for any claims arising from these alterations.

Website does not guarantee the timeliness of content reception by subscribers due to the uncontrollable nature of service outages in domestic or international telecommunications infrastructure or by telecommunication services providers resulting from equipment and/or software failure, power failures, prohibitive laws and regulations, and/or telecommunication network failures. Client assumes all related risks and loss of business due to these occurrences and shall not hold Website responsible for these losses.

ACCEPTANCE OF SPONSORSHIP POLICY
Sponsorship is accepted and published entirely on the consideration that the sponsor and/or agency will indemnify and save Website harmless from and against any claims or suits based upon any aspect of subject matter of the sponsorship. Website reserves the right to reject sponsorships considered unacceptable as to wording, appearance, or for any other reason. No sponsorship for Client shall be carried out unless this contractual agreement is signed by Client, returned to Website, and a letter or email of confirmation is returned to Client.

Website accepts sponsorship based on Client’s representation that Client has the right to publish and display the content. Client agrees to indemnify and hold Website and its staff harmless from, and against, any expense, liability, claim or loss that results from any claims arising out of online publication and display of Client’s sponsorship.

Website will substitute sponsorship creative materials during the course of campaigns without charge. Client must allow at least 72 hours to make these changes. In the event of an email "e-blast", changes can not be made once the email begins sending to the Website’s database. Website also has full authority to use its own subject line, with possible suggestions from Client, on all emails sent on behalf of Client. Website has ultimate authority to choose the best subject line for email sendings, and both the "from name" and "From email address" shall be the Website’s own, and not the Client’s. Website shall also utilize its own or a third party email system to automatically collect all unsubscribed users form its own database.

Send Website cancellation and/or modification notices in writing through email. In the case of cancellations, Website will bill Client for 30 days of service from the cancellation date or until the remainder of Client advertising campaign is complete, which ever occurs first. All insertion orders and creative materials are subject to Website’s final approval.

Website will reject any creative that it believes to be inappropriate for the Website audience or that does not satisfy its technical art or the requirements. If Website make a mistake on placement, Website will attempt to correct the mistake, at its sole discretion. In the event that Website provides editorial coverage for Client, Website shall have 100% authority of the nature and extent of content to place, with or without prior approval or notice to Client.

We will not be liable for any costs or damages, consequential or otherwise, as a result of any mistake, omission, error or for any other reason.


Free Account And Paid Subscription Terms
To access or use certain parts of the Platform, you must register as a member of the Platform and/or a particular website that forms part of the Platform. Generally, registration is free and then a subscription is paid. We may use the terms member, user, viewer, and client interchangeably.

When registering as a member, you must provide us with accurate, complete and up-to-date registration information, as requested. It is your responsibility to inform us of any changes to your registration information. We will treat your personal information strictly in accordance with our Privacy Policy.

You must not register as a member multiple times. You must not obfuscate your true and real identity. You must not impersonate or create a membership for any person other than yourself. You may not use automated means or methods to generate login credentials for the Platform. We may at any time request a form of identification to verify your identity.

You must ensure the security and confidentiality of your membership details, including any username and/or password assigned to you. You are wholly responsible for all activities which occur under your membership details (including unauthorized use of your credit card). You must notify us immediately if you become aware of any unauthorized use of your membership details. You must not permit your membership details to be used by or transferred to any other person.

We reserve the right to, in our sole discretion, suspend or terminate your membership or access to all or any part of the Platform, including if we believe you are abusing the services in any way, have breached the Conditions or are no longer an active member. We may also seek legal remedy in cases where we believe you have passively or proactively allowed your member account — either paid or free — to be compromised and to be used as a conduit to illegally use our Platform, data, or information.

Refund Policy: all subscriptions are non-refundable and non-transferable for any reason. A subscription account will allow one named person at any one time of the subscription period.

Your Material
By uploading, transmitting, posting or otherwise making available any Material via the Platform, you:

(a) grant us a non-exclusive, worldwide, royalty-free, perpetual, license to use, reproduce, edit and exploit the Material in any form and for any purpose;

(b) except where expressly stated otherwise, also grant each user of the Platform a non-exclusive, worldwide, royalty-free, perpetual, license to use, reproduce, edit and exploit the Material in any form for any purpose, subject to the Conditions;

(c) warrant that you have the right to grant the above-mentioned licenses;

(d) warrant that the Material does not breach the Conditions; and

(e) unconditionally waive all moral rights which you may have in respect of the Material.

We reserve the right (but have no obligation) to: review, modify, reformat, reject or remove any Material which you upload, post, transmit or otherwise make available (or attempt to upload, post, transmit or otherwise make available) that, in our opinion, violates the Conditions or otherwise has the potential to harm, endanger or violate the rights of any person; and monitor use of the Platform, and store or disclose any information that we collect, including in order to investigate compliance with the Conditions or for the purposes of any police investigation or governmental request. We are not responsible for, and accept no liability with respect to, any Material uploaded, posted, transmitted, aggregated, or otherwise made available on the Platform by any person other than us. For the avoidance of doubt, we will not be taken to have uploaded, posted, transmitted or otherwise made Material available on the Platform simply by facilitating others to post, transmit or other make Material available. Furthermore, we do not endorse any opinion, advice or statement made by any person on the Platform, whether related to our unrelated to the Company.

Third party websites, advertising and activities
We may feature or display links and pointers to websites operated by third parties on the Platform. Such websites do not form part of the Platform and are not under our control. We do not accept any responsibility in connection with any such website. If you link to any such websites, you leave the Platform entirely at your own risk. The Platform may feature or display third-party advertising. By featuring or displaying such advertising, we do not in any way represent that we recommend or endorse the relevant advertiser, its products or services.

You must not link to the Platform from any other website (or otherwise authorize any other person to link from a third party website to the Platform) without our prior written consent.

You may not share, sell, resell, or distribute your username and/or password to access the Platform to anyone else for any reason.

If you contact a third party using functionality provided on the Platform, including via e-mail, we do not accept any responsibility for any communications or transactions between you and the relevant third party.

From time to time, we may promote, advertise, or sponsor functions, events, offers, competitions or other activities that may be conducted offline and may be conducted by third parties. You participate in any such activities entirely at your own risk. We do not accept any responsibility in connection with your participation in activities conducted by any third party. These communications and/or activities may be subject to separate terms and conditions and are conducted in accordance with the terms of the Platform’s Privacy Policy. For example, the personal information you provide when registering on the Platform may be used, or disclosed, for the purpose of sending you marketing or promotional material about a third party business that we believe may be of interest to you. You will be given an opportunity to unsubscribe to any of these communications in accordance with applicable legislation. If you wish to make a complaint or provide feedback about a privacy related matter, please visit our Privacy Policy page for more instructions.

Indemnity
You agree to fully indemnify and hold us harmless against any expenses, costs, loss (including consequential loss) or damage that we may suffer or incur as a result of or in connection with your use of, access to or conduct in connection with the Platform, including any breach by you of the Conditions.

Taxes
You are responsible for paying any appropriate and related taxes in relation to any service rendered to or for the Platform.

Severability
If any provision of the Conditions is deemed invalid by a court of competent jurisdiction, the invalidity of such provision shall not affect the validity of the remaining provisions of the Conditions, which shall remain in full force and effect.

No waiver
No waiver of any term of the Conditions shall be deemed a further or continuing waiver of such term or any other term. Any failure to assert any right under the Conditions shall not constitute a waiver of such right.

Affirmation regarding age
By using the Platform, you affirm that you are 18 years or over or otherwise possess legal parental or guardian consent.

Applicable law
These Conditions shall be construed in accordance with and governed by the laws of Hong Kong Special Administrative Region. You consent to the exclusive jurisdiction of the courts in HKSAR to determine any matter or dispute which arises under the Conditions.


Digital Subscription Terms and Conditions

1. ABOUT DIGITAL SUBSCRIPTIONS
1.1. A digital subscription provides you with access to China Money Network’s website(s), mobile and/or tablet editions. An Account can be registered for free, and then upgraded to a Subscription by making a suitable payment. So the Platform has both Free Accounts and Paid Subscription memberships.
1.2. In order to create or activate your digital subscription, you will be required to create and/or link your subscription to a membership account. The login details associated with your digital membership and/or digital subscription including username and password must not be shared with any other person or be used concurrently for multiple login sessions.
1.3. If any misuse of your login details is detected or suspected by the Platform (including the concurrent use of your login details and/or the use of your login details on more than the maximum allowable concurrent sessions), your subscription may be terminated and you will not be eligible for a refund.

2. PROCESSING AND PAYMENT
2.1. Platform will process your digital subscription purchase as promptly as possible. Your payment details must be verified before your subscription can be activated.
2.2. If your initial payment authorization is revoked, your subscription will be terminated. We reserve the right to reject any subscription order at any time.
2.3. Digital subscriptions usually renew automatically unless you cancel according to our cancellation policy (see clause 10 below). Payment for digital subscriptions will be direct debited from your nominated financial institution or payment method. All digital subscriptions usually automatically renew unless cancelled.
2.4. It is your responsibility to provide valid payment details, and ensure that your payment details are up to date. You can manage these online through the Platform.
2.5. If your payment method is invalid, or your payment is otherwise rejected, your subscription may automatically be cancelled and unlimited access revoked.
2.6. Refund Policy: all subscriptions are non-refundable and non-transferable for any reason. A subscription account will allow one named person at any one time of the subscription period.
2.7. If for some unforeseen reason your complete access to our services — whether via online website or via email — is unavailable for a continuous period, you are not eligible for a refund or credit of any nature. Platform does not provide credit or refund for any reason based on availability of Services, whether the fault of the Platform or by third parties.
2.8. A fee may be added to your monthly or annual subscription cost if you pay by MasterCard, Visa, or American Express card.

3. PRICING
3.1. When you purchase a digital subscription, you agree to pay the price stated at the time of your order. You also agree to the billing frequency specified at the time of your order.
3.2. Any discount eligibility is determined at the time of order. Discounts cannot be applied retrospectively.
3.3. Platform reserves the right to change the prices and fees at any time, with or without notice.
3.4. Price changes will take effect from your next billing date after the notice period. If you do not wish to continue your subscription at the revised price, you may cancel your subscription before the end of your current direct debit pay cycle. See clause 10 for Cancellation terms.

4. THIRD PARTY FEES AND CHARGES
4.1. If you have purchased your digital subscription indirectly through a third party agent (including but not limited to the Apple App Store and Google Play), these Terms and Conditions may not apply to you. Platform is not liable to you for any claims related to purchases made through third parties. Please contact the third party directly to address these claims.
4.2. When you use your digital subscription, you may incur other additional changes, such as telecommunications fees, data fees or service provider fees. You are responsible for paying any additional charges.

5. PROMOTIONS
5.1. Platform may at times offer special promotions and other offers. The specific terms and conditions of each offer will be stated at the time of the promotion and will apply in addition to these Digital Subscription Terms and Conditions. In the event of any inconsistency between the terms and conditions of a special offer and these Digital Subscription Terms and Conditions, these Digital Subscription Terms and Conditions will apply.
5.2. You may be required to provide your payment details when you sign up for a promotion. If this is a direct debit offer, your subscription will be automatically renewed after your initial payment at the standard subscription rate unless you cancel.
5.3. From time to time Platform offers promotional items with its digital and bundle subscriptions. From time to time and at its discretion, Platform will communicate with its subscribers about the availability of such items and how to redeem them.
5.4. From time to time Platform offers promotional pricing that will apply for the the term agreed when accepting that promotional offer. Pricing will automatically resume at your standard subscription rate unless you cancel.
5.5. All Platform Media digital subscriptions (excluding Gift Subscriptions) renew automatically at the end of their respective billing cycles (see clause 2.3). Any offer or discount provided to Platform Media subscribers will revert to the full, auto-renewal price of the subscription, unless the subscription is cancelled prior to the end of the discounted period.

6. SOFTWARE PRODUCTS
6.1. When you purchase a digital subscription that includes iOS-related apps, your purchase and terms of use will also be subject to the Apple Terms of Service, available at Apple Terms and Conditions.
6.2. For more information, please contact us using the Contact Us page on our website.

7. MANAGING YOUR DIGITAL SUBSCRIPTION
7.1. You can manage your account and personal details online through the Platform.
7.2. You can upgrade but may not downgrade your subscription package by contacting our sales team.
7.3. Upgrades will usually be billed from your next billing cycle.
7.4. Downgrades of service are not available on the Platform.
7.5. Billing and renewals are done automatically, so please be sure to monitor your services in advance of the renewal date.

8. MODIFYING SUBSCRIPTIONS AND SUSPENSION POLICY
8.1 Digital subscriptions cannot be suspended under any circumstances.
8.2 Subscribers must notify Platform directly to make any changes to their subscription, including, but not limited to, changes of email address.
8.3 Platform will not accept any responsibility for any claims or unexpected payments that are the result of any request made by the subscriber to any sales agent, contractor, or any other third party.

9. DIGITAL SUBSCRIPTION GIFT PACKAGES
9.1. Platform Digital Subscription gift packages ("Gift Subscriptions") can be purchased by visiting our websites using a valid PayPal account or credit card. Platform retains the sole and unfettered discretion to accept or decline Gift Subscription purchase requests based on business requirements without the need to provide reasons. Gift Subscriptions are not always available, but if available the following terms apply:
9.2. By acquiring, redeeming or using a Gift Subscription, you agree to these Digital Subscription Terms and Conditions.
9.3. Gift Subscriptions must be paid for in advance. Gift Subscriptions are fixed subscription packages with sometimes a term of three, six or twelve months commencing on the date of redemption by the gift recipient, and are restricted to the subscription package type chosen by the person who purchases the gift subscription.At the end of the fixed term, the Gift Subscription will end.
9.4. Gift purchasers may sometimes opt to send a Gift Subscription notice to their chosen gift recipient on a date within three calendar months of the purchase date. Gift Subscriptions must be redeemed within three calendar months of the gift send date. Gift Subscriptions which are not redeemed within this timeframe will be automatically forfeited, and will not be redeemable after such date. The Gift Subscription purchase price is not refundable in any circumstances, including where the Gift Subscription is forfeited in the manner described in this paragraph.
9.5. No rights or benefits are conferred or accrue to a gift recipient unless and until the gift recipient redeems the gift and activates the Gift Subscription.
9.6. Gift Subscriptions are non-refundable to either the gift purchaser or the gift recipient.
9.8. It is your responsibility as a gift purchaser to ensure that the gift recipient’s email address, name and details of the gift are correct.

10. CANCELLATIONS
10.1. You can not cancel a Digital Subscription and expect a refund for time unused on the subscription. But you may cancel your subscription from renewing.
10.2. Digital Subscriptions are non-refundable. You must notify us of cancellation at least 96 hours before your next billing date, otherwise we may not be able to stop your next payment from being deducted.
10.3. When you cancel, you cancel only future charges associated with your subscription. You may notify us of your intent to cancel at any time, but the cancellation will become effective at the end of your current billing period. You will continue to have the same access and benefits until the end of your current billing period. Your cancellation request must be made at least 96 hours before your next billing date otherwise we may not be able to stop your next payment being deducted.
10.4. When you cancel your Digital Subscription, your User Account remains on the Platform and you become a Free User. To delete that user account, please refer to our Privacy Policy and contact our team for deletion of your user account.
10.5. Platform reserves the right to suspend or cancel your subscription at any time in its absolute discretion without refund to you.

10.6 Platform will not accept any responsibility for any claims, downtime, inaccessibility of online services, or unexpected payments that are the result of any request made by the subscriber to any sales agent, contractor, or any other third party.

11. PLATFORM’S RIGHT TO CHANGE DIGITAL PRODUCTS
11.1. Platform reserves the right to modify the content, inclusions, type and availability of any digital product at any time without compensating or providing a refund of any type to you.
11.2. We reserve the right under special circumstances to enable free access to our subscriber content for a limited period of time. During this time subscribers will not be eligible for a refund.
11.3. If any or all of our digital products are unavailable because of server downtime, Internet outages, or other means, you will not be entitled to receive a refund.

12. TRIAL TERMS
If we grant you access to a free trial subscription and you do not cancel or opt out of the trial prior to the expiry of the term, you will automatically be converted to a paid subscription upon expiry of the term. You may only cancel or opt out of the trial by contacting Platform in accordance with Clause 10.1. Platform takes no responsibility for complying with any cancellation requests made outside of the scope stipulated in Clause 10.1.

13. YOUR PRIVACY
13.1. You agree that your name, address, email address, year of birth, postcode, gender and mobile/telephone number will be collected and stored by Platform and used for the purpose of managing your subscription, communicating with you about your subscription and to notify you of any associated customer offers or benefits or future subscriptions, unless otherwise notified by you.
13.2. Information on how we handle your personal information is explained in our Privacy Policy. You can obtain further information on the Platform’s Privacy Policy page.

14. SITE LICENSE PRODUCTS
14.1. Site licence products do not include access to any products or features that require a user to log-in using an individual user account, including but not limited to:
– smartphone or tablet apps;
– newsletters;
– customer loyalty programs;
– Promotions that require a customer to log-in using their subscription account;
14.2. Use of site license products may be monitored by Platform from time to time, including to verify that the number of personnel accessing a product does not exceed the number of people licensed for access.

15. DISCLAIMERS
15.1. You agree that any errors you make in entering your contact information and order details are your responsibility and Platform is not liable for any consequences that may arise as a result of such errors or incorrect information, including but not limited to sending the subscription to the address as notified by you.
15.2. You agree that any errors made in entering your contact information and order details are your responsibility to report to Platform within 7 days of becoming aware of the error.
15.3 To the extent permitted by law, Platform is not liable to you for any loss or damage incurred by you in connection with your subscription or use the subscription’s data, whether direct, consequential, special, indirect or other loss or damage. In any event, Platform’s maximum liability to you is limited to the value of the subscription fees paid within the previous three months.

16. YOUR OBLIGATIONS
16.1. It is your responsibility to ensure that there are sufficient clear funds available in your account to allow a debit payment to be made in accordance with a direct debit request, and to notify Platform and update your payment details accordingly if your details have changed since your last billing date.
16.2. It is your responsibility to check your account statements to verify that the amounts debited from your account are correct and notify Platform if you believe you are being billed incorrectly.

Last Updated: September 28, 2018